AI-Powered Insurance Recovery

Find every dollar
the policy owes.
Automatically.

CoverageIQ reads complex insurance and litigation documents, reconstructs multi-layer coverage structures, and guides legal teams to maximum financial recovery — in hours, not months.

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94%

Extraction accuracy

80×

Faster than manual

$2.4B

Claims analyzed

SOC 2

Type II certified

Policy tower reconstruction Exclusion analysis Attachment point tracing Coverage gap detection Endorsement parsing Allocation modeling Litigation cross-reference Recovery memo generation Follow-form analysis Anti-stacking detection Policy tower reconstruction Exclusion analysis Attachment point tracing Coverage gap detection Endorsement parsing Allocation modeling Litigation cross-reference Recovery memo generation Follow-form analysis Anti-stacking detection

How it works

From raw documents to
recovery strategy

CoverageIQ processes your full document stack and builds a unified understanding of every coverage layer — in a single pipeline.

Document ingestion & OCR

Upload PDFs, scans, or Word files. Handles multi-column layouts, endorsement schedules, and stamped amendments with 99.2% fidelity.

Legal-language analysis

Trained on decades of insurance case law. Identifies exclusions, conditions precedent, and trigger clauses — and flags ambiguities courts have ruled on.

Coverage tower reconstruction

Maps every primary, excess, umbrella, and D&O layer into a visual policy tower, tracing attachment points, limits, and gaps across carriers and years.

Conflict & gap detection

Compares policies against each other and your litigation record. Anti-stacking clauses, pro-rata disputes, and follow-form conflicts surface automatically.

Recovery memo generation

Outputs a cite-ready brief with theory of recovery, applicable limits, exposure summary, and recommended demand — ready for counsel to file or negotiate.

coverage_analysis.log

▶Ingesting Berkshire_Umbrella_2019.pdf

OCR complete · 412 pages · 6 schedules

▶Classifying document type...

→ Commercial Umbrella / occurrence

→ Insurer: Berkshire Specialty

▶Extracting structured fields...

Limits: $25M each occ / $50M agg

Attachment: $2M (follows primary CGL)

Exclusions found: 18

Endorsements: 7 (2 broadening)

▶Cross-referencing 3 excess layers...

⚠ Gap in Endorsement 14 — flagged

⚠ Anti-stacking clause · pg. 88

▶Recovery: $18.7M across 4 policy towers

Memo generated · 48 citations

Platform capabilities

Built for
complex claims

⟁

Policy tower mapping

Visual reconstruction of every coverage layer, carrier, and attachment point across multi-year programs with full citation trails.

⚖

Litigation cross-reference

Imports complaints, orders, and settlements to align coverage analysis with live litigation posture and demand strategy.

∿

Allocation modeling

Pro-rata, all-sums, and hybrid models applied automatically based on policy language and jurisdiction-specific case law.

◈

AI coverage counsel

Ask in plain English — "does this umbrella follow form?" — and get cited, jurisdictionally-aware answers in seconds.

⊞

Team workspaces

Shared matters for coverage counsel, litigation associates, and client teams. Role-based access and full audit trails.

⬡

Privilege-safe & SOC 2

Data never trains our models. Attorney-client privilege protections built into every workflow. SOC 2 Type II certified.

Who we serve

The platform for
every recovery team

01 / Coverage Boutiques

Handle 3× more matters with the same team

Rapid intake triage surfaces the highest-value recovery opportunities within hours of document upload. Associates focus on strategy, not document review.

Law firms

02 / AmLaw 200 Practices

Integrate into existing matter management

Associates run AI-powered policy analysis. Partners review structured memos and recovery strategies — not hundreds of pages of raw policy language.

Large firms

03 / Corporate Risk Teams

Understand your insurance asset before loss

Model maximum recoverable limits across your entire policy program. Know exactly what you're entitled to before a claim event forces the question.

In-house

04 / Plaintiffs' Firms

Pursue bad faith backed by AI evidence

AI-sourced documentation of wrongful claim handling, coverage misrepresentation, and denial-pattern analysis — ready for filing.

Litigation

Pricing

Simple, matter-based
pricing

No per-seat friction. Pay for what you use.

Starter

Solo

$499

per month · up to 10 matters

Full document ingestion
Coverage tower mapping
AI coverage chat
PDF memo export
Email support

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Find every dollarthe policy owes.Automatically.

From raw documents torecovery strategy

Built forcomplex claims

The platform forevery recovery team

Simple, matter-basedpricing

Ready to recoverwhat's owed?

Find every dollar
the policy owes.
Automatically.

From raw documents to
recovery strategy

Built for
complex claims

The platform for
every recovery team

Simple, matter-based
pricing

Ready to recover
what's owed?